BPI Credit Card – Benefits and How to Apply for Credit Card

A BPI Credit Card is one of the premium credit cards in the Philippines issued by the Bank of the Philippine Islands. BPI is one of the leading financial institutions in the Philippines. Founded in the year 1851, Bank of the Philippine Islands is the first bank in the Philippines and in the Southeast Asian region.

BPI Credit Card - Types and How to apply for Credit card online
BPI Credit Card – Types and How to apply for Credit card online

The BPI is a universal bank and together with its subsidiaries and affiliates, it offers a wide range of financial products and solutions that serve both retail and corporate clients.

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BPI Credit Card

The Bank of the Philippine Islands – BPI is well-known for issuing an extensive range of credit cards, debit cards and prepaid cards. BPI credit cards are popular in the Philippines and cater to various lifestyles and financial needs, providing cardholders with convenience, security, and a plethora of rewards.

Whether you’re a frequent traveler, a shopaholic, or someone looking to manage expenses efficiently, BPI has credit cards that fits the needs of everyone.

Types of BPI Credit Cards

BPI offers a plethora of credit cards. Here is a list of credit cards offered by BPI:

  • BPI Family Credit Card
  • BPI Signature Card
  • BPI Amore Platinum Cashback Card
  • BPI Platinum Rewards Card
  • BPI Gold Rewards Card
  • BPI Amore Cashback Card
  • BPI Rewards Card
  • Petron-BPI Card
  • BPI Edge Card
  • BPI Corporate Card
  • BPI eCredit Card

Credit Card Membership fees

The Bank of the Philippine Islands offers the best and affordable rates for its credit card membership. The membership fees for Credit Card depends upon the card and its use.

Following is the Credit Card Membership fees of various cards offered by BPI:

Credit Card TypePrincipal card1st supplementary card2nd to 6th supplementary card
BPI Signature CardPhp 5,500/yearFree for LifePhp 2,750/year
BPI Amore Platinum Cashback CardPhp 5,000/yearFree for LifePhp 2,500/year
BPI Platinum Rewards CardPhp 4,000/yearFree for lifePhp 2,000/year
BPI Gold Rewards CardPhp 2,250/yearFree for LifePhp 1,125/year
BPI Amore Cashback CardPhp 2,050/yearFree for LifePhp 1,025/year
BPI Rewards CardPhp 1,550/yearFree for LifePhp 775/year
Petron-BPI CardPhp 1,550/yearFree for LifePhp 775/year
BPI Edge CardPhp 110/monthFree for LifePhp 55/month
BPI Family Credit CardPhp 1,350/yearFree for LifePhp 675/year
BPI Corporate CardPhp 1,700/yearNot applicableNot applicable
BPI eCredit CardFreeFreeFree

Credit Card Promos

The Bank of the Philippine Islands (BPI) offers not only best in class credit cards but also offers exciting and valuable promo deals.

Following are the various promo benefits and how they can help cardholders maximize their spending.

  • Cashback Promotions: Direct savings on groceries, dining, fuel, and utilities with increased cashback rates during special events.
  • Installment Plans: Convert large purchases into affordable monthly installments, often with low or zero interest rates.
  • Travel Deals: Discounts on airfare, hotels, and travel packages, plus bonus miles and complimentary travel insurance.
  • Dining and Shopping Discounts: Significant savings at partner restaurants and retail stores, especially during festive seasons and sales events.
  • Rewards Multipliers: Earn rewards points faster in specific categories, leading to quicker redemption.
  • Exclusive Partner Promotions: Access to unique deals, vouchers, discounts, and freebies from partner merchants, enhancing overall card value.

BPI credit cards promos enhance the cardholder’s experience by offering substantial savings, exclusive perks, and opportunities to earn more rewards.

How to Apply for BPI Credit Card

Follow the steps given below to apply for a credit card online:

  • Visit the BPI Credit Cards webpage (link given below)
  • Select the type of credit card and click on Apply Now / View Details
  • You will be directed to fill an online credit card application form
  • Fill in all details like Birthdate, Mobile Number, email address, agree to bank’s Terms and Conditions and click on Continue
  • Fill your personal details like Name, Birthdate, Citizenship, Address etc.,
  • Fill your financial details like gross monthly income, sources of funds, employment type etc.,
  • Enter details of additional cardholders like supplementary card etc.,
  • Next, upload documents like Proof of ID and Proof of Income
  • Select the preferred delivery and billing address, optional promo code
  • You will now see a Summary of data entered by you, agree to the terms and conditions by ticking the checkbox and click on “Send Application”.
  • You will see a message stating “Your Application has been submitted” which means that the application process is complete.

Once your application gets approved, you will automatically be enrolled to BPI Credit Cards electronic statement of account (eStatement).

Apply for BPI Credit Card

You can apply for a BPI Credit Card by visiting the BPI Credit Cards page from here: https://www.bpi.com.ph/personal/cards/credit-cards.

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FAQs

How to pay BPI credit card payment online

You can make BPI Credit Card payments online by logging in to BPI Online or BPI Mobile app. Select payments/load, then bills, input the details, select your BPI credit card as the biller and make payment by confirming transaction details, OTP to make payment.

How to activate BPI Credit Card Online

To activate a BPI Credit card online, visit the BPI Help and support page. Select “Activate My Card”, Login using your credentials, authenticate using OTP and select the card. Now read through the consent statement and click Submit. A prompt will appear on your screen which states Card Activation Status. You will also receive a notification on your registered email and mobile number.

How to apply Credit card in BPI

You can apply for BPI Credit card by submitting the credit card application online. Select the credit card you wish to apply for, enter personal and financial information in the online application and submit the application.


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Reference: BPI